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This week’s retirement strategies and news


July 14    
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  columnist
 
Many retirees live off of a fixed income.
 
  Could you live on just $32,000 per year? Most retirees do  
  Many retirees already do, according to a recent survey. Some tips.  
  Read Story Read Story  
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  columnist      
  Social security calculation isn't always clear.   Some Social Security questions have no good answers
"This one is actually tricky."                              
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  columnist      
  Filing a restricted application lets your benefits keep growing.   Tips on 2 Social Security restricted application scenarios
How to determine spousal benefits when wife is collecting from her deceased husband.                              
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  columnist      
  Widows benefits start as young as age 60.   Widow Social Security benefit starts as early as age 60
Q: I am 67 and my wife is 54. I started collecting Social Security at 62. If I died today would she continue to receive my $1,400 Social Security benefit? If not, what age could she? — Patrick Chisholm, Lake Worth, Fla.                              
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  Personal Finance      
  Don't let every day obstacles keep you from saving for retirement.   5 ways to overcome obstacles between you and retirement
There are many small ways that we sabotage our ability to reach our retirement goals.                              
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  Personal Finance      
  Bonds generally have low correlations with stocks and thus have been getting the diversification job done.   Bonds aren't as risk-free as investors may think
Americans had been clamoring for bonds, but they could be in for a nasty surprise.                              
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  columnist      
  Scott MacKillop is the CEO of First Ascent Asset Management.   Go ahead and grill your financial adviser: Questions to ask
How to make sure your adviser does no harm .. to your nest egg.                              
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  columnist      
  Your estimated benefit is based on your highest 35 years of earnings.   If you take a break, so does Social Security
Your estimated benefit changes if you retire early, as it's based on continued earnings.                              
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  Personal Finance      
  Spousal benefits are key for many Social Security recipients.   Social Security: 10 smart ways to get more benefits
When it comes to Social Security, the more you learn, the more money you might collect.                              
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  Personal Finance      
  Who moves when they become wealthy? You'd be surprised.   Find out how long you'll live by answering 4 questions
Retirement planning would be so much less confusing with this piece of information.                              
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  The Day In Pictures Gallery
A fisherman prepares to cast a line as the sun rises behind him as he fishes off a jetty in Bal Harbour, Fla.

A fisherman prepares to cast a line as the sun rises behind him as he fishes off a jetty in Bal Harbour, Fla.
 
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